How to Create a Wedding Budget

No wedding will take place without a wedding budget. This is why the wedding budget is one of the most critical aspects of the wedding planning process. This takes the center spot where everything else revolves.

Some couples assume that creating a wedding budget is easy. You just set an amount you are willing to spend, right? But, so that you know, there is no such thing as a set formula when it comes to setting a budget for your big day. Consider your budget and the entire planning process as a strange territory that you need to approach with caution.

It may feel stressful at first to determine your budget, but you don’t have to worry. It doesn’t matter if you prefer an intimate garden affair or a lavish soiree in a 5-star hotel. Below are some of the things you should do to know how much you should spend to make your dream wedding happen and make it a special day that is exclusively and uniquely yours.

Talk It Out

When it comes to your wedding budget, it is essential to be on the same page with your partner. Both of you and your respective families will put generous amounts of money on your big day, after all. Make sure you discuss everything, from the number of guests you want to invite to the specific type of centerpieces you wish to put at every table. Write down all the details you discussed to avoid losing sight of your goals. Determine how you will divide your wedding budget as you shop around. The objective here is to plot your vision as a duo and involve other people along the way.

Determine Who Will Give Contributions

Maybe only you and your partner will shoulder the expenses. Or perhaps both of your families are ready to chip in. No matter what the case is, finding out who is willing to contribute to your big day is an essential step in setting your wedding budget.

It is best to establish how much every party will gladly spend or what specific aspect of your wedding they would want to shoulder. For instance, maybe your aunt has long decided to buy your wedding dress for you. Or perhaps your parents have agreed to supply the plastic dishes, utensils, and cups.

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Of course, money talks may feel super awkward. However, it is essential to determine your contributors to figure out your bottom line. Make sure you politely approach money conversations and don’t feel sad if they tell you they can’t help.

Decide on the Type of Wedding You Dream to Have

You may have already set your heart on this aspect of wedding planning. But, if not, take your time to dream as much as you want. Would you wish to exchange your “I dos” in an intimate urban party? How about a picnic in the park? Or do you prefer a wedding bash with all your families and friends?

There are lots of different types of weddings and numerous inspirations to choose from, and it is all too easy to get drowned by information overload. It is best to refrain from spending too much of your time on specifics at first. But, it would be great if you already know the general feel you wish for your wedding to have. Consider the style, the look, the emotions, and the people as all these pieces will help create a wedding unique to you and your partner.

You can get inspirations from weddings of people you know but add your personal touch. For instance, you may opt for the relaxed and low essential wedding like your brother’s two years ago, but you wish to make the event more formal without making your guests feel stuffy.

Define How Much You Need for Your Wedding

As far as wedding budget is concerned, you need to determine how much you need to spend to get what you want, similar to shopping for shoes, a pair of jeans, or an apartment. Depending on your budget and personal preferences, you have to identify the wedding elements you want to prioritize. You need to set the elements you wish to splurge on and those you want to save on. Set expectations from there. The national average wedding cost is $33,391 with the honeymoon excluded. Here is a quick breakdown to give you a good idea of how much you can expect to pay to help you allocate your wedding budget:

  • Ceremony: 2%–3%
  • Reception: 48%–50%
  • Attire: 8%–10%
  • Wedding Rings: 2%–3%
  • Videography/ Photography: 10%–12%
  • Flowers: 8%–10%
  • Music/ Entertainment: 8%–10%
  • Gifts: 2%–3%
  • Stationery: 2%–3%
  • Transportation/Parking: 2%–3%
  • Miscellaneous: 8%

You can set aside 5% of the budget as your just-in-case fund to avoid stress. Don’t forget to set a honeymoon budget if you will cover it yourselves.


Look for Ways to Save

Look through your wedding budget and cross off those things you don’t need. For instance, if the wedding reception and ceremony will be held at the same location, there is no need to include transportation expenses.

Don’t think that just because you are trying to save doesn’t mean you won’t have a lovely wedding. Use your contacts. Ask around your recently married friends and acquaintances about the vendors they used and how much they paid. Seek help from friends in the wedding industry and ask for discounts if possible. If the budget is still out of your league, ask yourself what you consider necessary. Maybe you can have a smaller wedding now then save up for a bigger party 5 or 10 years from now when you renew your wedding vows.

Stick to Your Budget throughout the Wedding Planning Process

All couples start with the best intentions, but amid all the planning, as money comes in and goes out, many of them lose track of their budget and expenses and some forget about it altogether. This is not only stressful as it can even spoil the prelude to your wedding just when you should feel the most excited.

Stick to your budget once you have set it. This may be easier said than done, yet this is the most important thing you should do.

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